Space Coast Insurance: Sunnier Shores for Workers Comp Coverage
Workers Compensation is Assurance for
Employer & Employee Alike
If you’re a business owner, it’s important to have the appropriate insurance protections in place if an employee is injured on the job. Trying to obtain workers compensation coverage after the fact simply will not work. In other words, you need to be covered in advance. That’s exactly what a proper workers compensation policy does: It ensures that an injured worker's medical and financial needs are taken care of when accidents happen.
What Does Workers Compensation Cover?
Workers Compensation covers several expenses related to a worker's recovery from an on-the-job incident:
- Lost-time payments
- Medical care reimbursement
- Rehabilitative services payments
What is Workers Comp? Who Needs It?
Workers compensation insurance spreads and shifts the risk for on-the-job employee injuries from employers to insurance providers. Doing so protects the business from work-related claims and legal exposure. Business owners can breathe easier knowing employees will be properly cared for if an accident happens without posing a threat to the company’s profitability or to its solvency.
And workers compensation provides reimbursement regardless of who’s at fault for an on-the-job injury. If the injury occurs during the normal scope of normal job duties, workers compensation will pay all applicable benefits.
When Should I carry Workers Compensation Insurance?
If you purchase workers comp insurance coverage through one of our major carriers, there’s a good chance you’ll be eligible for discounted rates if you already have other policies through Space Coast. Whether you’re already a Space Coast policyholder or not, ask us about workers comp insurance multiple-policy discounts.
For a Free Workers Compensation Insurance Quote, Contact Space Coast Insurance Agency Inc.
At Space Coast Insurance, we’re dedicated to helping all our clients make informed coverage decisions. That’s why we’re here to answer your every question regarding workers compensation or about any of our other numerous commercial insurance products.
If you’re ready to build a partnership with a Florida Workers Comp insurance agency that puts your coverage needs above profits, call Space Coast Insurance Agency, LLC today at 321-799-2929. Or for a free online workers comp insurance quote, just fill out the form on this page.