Auto Service Professionals

As an auto service professional, you know the obvious risks: the value of your business sits vulnerable day and night.  We insurance many garage type risks and have multiple programs in place to provide package policies including wind.  We insure many of the following types for auto service professionals to include:

• Auto Dealers
  
• Body and Paint
• Car Audio Installation
• Car Wash and Detailers
• General Auto Repair
• Muffler
• Restoration
• Transmission
• Tires
• Window Tinting

Since every business is unique. Our company considers all aspects of your particular business to create a comprehensive business policy. You can trust us to make sure you have the right insurance coverage designed to match the individual aspects of your business.

A comprehensive garage insurance policy can include coverage such as:

• Property damage and bodily injury – covers possible damage from lot and garage-related operations
• Garage keepers – covers damage to autos and property left by customers
• Dealers Open Lot - (Inventory)
• Garage-owned autos – covering damage to garage-owned autos on the lot or stored
• Owned autos – providing protection for claims arising out of ownership and disagreements
• Hired autos – protect vehicles you or your employee rent or borrow for business purposes
• Non-owned autos – cover your partners, employees or members of households using vehicles for your business or personal affairs
• Umbrella or Excess Liability - Coverage above and beyond Garage Liability
  
• Newly acquired autos – protect new or additional autos acquired during the policy period.
• Cyber Liability Insurance

We also offer your business more complete coverage at great rates, including:

• Defective Product and Faulty Work Coverage to protect the products and work performed by your shop should the work or parts result in an accident that causes property damage to your customer’s vehicle (broadened garage liability coverage)
• Customer Autos Actual Loss Sustained to cover the amount of the actual loss of a customer’s vehicle, regardless of the dollar limit.

You can save even more by writing this coverage in conjunction with a business property policy and provide a complete protection package for your business.

You may think you want the cheapest insurance you can find, but realize you may not be getting everything you bargained for…

While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you.

There’s no such thing as a one-size-fits-all insurance policy when it comes to your business.

We’re your neighbors. We protect businesses and people we know and care about, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.

Contact us and let the professionals at our company help you forge the strongest shield possible to help you protect the things you are working hard to build.