Auto Service Professionals

Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site or otherwise. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent.

As an auto service professional, you know the obvious risks: the value of your business sits vulnerable day and night.  We insurance many garage type risks and have multiple programs in place to provide package policies including wind.  We insure many of the following types for auto service professionals to include:

• Auto Dealers
• Body and Paint
• Car Audio Installation
• Car Wash and Detailers
• General Auto Repair
• Muffler
• Restoration
• Transmission
• Tires
• Window Tinting

Since every business is unique. Our company carefully considers the different aspects of your particular business in order to create business policy. We help our clients find insurance coverage designed to match the individual aspects of your business.

A garage insurance policy can include coverage such as:

• Property damage and bodily injury – can cover possible damage from lot and garage-related operations
• Garage keepers – can cover damage to autos and property left by customers
• Dealers Open Lot - (Inventory)
• Garage-owned autos – can cover damage to garage-owned autos on the lot or stored
  
• Owned autos – providing better protection for claims arising out of ownership and disagreements
• Hired autos – help protect vehicles you or your employee rent or borrow for business purposes
• Non-owned autos – help cover your partners, employees or members of households using vehicles for your business or personal affairs
• Umbrella or Excess Liability - Coverage above and beyond Garage Liability
  
• Newly acquired autos – help protect new or additional autos acquired during the policy period.
• Cyber Liability Insurance

We also offer your business more complete coverage at great rates, including:

• Defective Product and Faulty Work Coverage to help protect the products and work performed by your shop should the work or parts result in an accident that causes property damage to your customer’s vehicle (broadened garage liability coverage)
• Customer Autos Actual Loss Sustained to help cover the amount of the actual loss of a customer’s vehicle, regardless of the dollar limit.

You can save even more by writing this coverage in conjunction with a business property policy and provide a more-complete protection package for your business.

You may think you want the cheapest insurance you can find, but realize you may not be getting everything you bargained for…

While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you.

There’s no such thing as a one-size-fits-all insurance policy when it comes to your business.

We’re your neighbors. We help protect businesses and people we know and care about, and that means we try to look for ways to offer a better experience, including carefully choosing the insurance companies we represent to be both affordable and responsive.

Contact us and let the professionals at our company help you forge a strong shield to help you protect the things you are working hard to build.