Flood Insurance Request a Quote As a home or condo owner, you may think your homeowners insurance has you covered from most natural disasters; unfortunately, it doesn’t. Should a natural flooding event occur you may not be covered if you do not have a flood insurance policy in place.At Space Coast Insurance Agency, we know you value your personal property and keepsakes. Unfortunatly, without a flood insurance policy to cover the cost of replacing your valuables from most flood-related damages you could be unprotected.Flood insurance is available through the federal government’s National Flood Insurance Program, however, it’s a better bet to purchase a flood insurance policy from the same agent or company who provides you with your home insurance. Here’s why: your agent or current insurance company can provide much higher limits of coverage than the NFIP, especially if your loss proves to be catastrophic. There is usually a 30-day waiting period before this type of insurance becomes valid so, now is the time to get your flood insurance policy in place. Before a Flood Prepare an emergency kit and make a family communications plan.Avoid building in floodplains unless structure is elevated and reinforced.Elevate the furnace, water heater and electric panel.Consider installing “check valves” to prevent floodwater backups.Construct barriers to stop floodwater from entering the building and seal walls in basements with waterproofing compounds. Driving Tips Six inches of water will stall or cause control issues in most passenger vehicles.A foot of water will float many passenger vehicles.Two feet of rushing water can carry away most passenger vehicles including SUV’s and pick-ups.Never attempt to drive through a flooded road, depth is not always obvious and the roadbed may be washed away under the surface.Do not drive around barricades.Do not try to take short cuts and stick to designated evacuation routes.Avoid driving at night when it is harder to recognize flood dangers.